One short application and 4 months of bank statements. We match your business with funding partners who can make decisions fast, often within 24–48 hours.
See What You Qualify ForIf you can check these boxes, you're a strong fit.
No branch visits, no 60-day underwriting, no stack of tax returns.
Fill out a short application and upload your last 4 months of business bank statements. Takes about 10 minutes.
We present your file to funding partners that fit your business and bring back the offers, with clear terms on cost and payback.
If you choose to accept an offer, funds are typically deposited directly to your business account within days.
Capital for the moments that can't wait on a bank.
We'll be straight with you: it's built for speed and access, and it costs more than a traditional bank loan.
| Traditional bank | Revenue-based funding | |
|---|---|---|
| Time to decision | 30–90 days | Often 24–48 hours |
| Main requirement | Tax returns, collateral, strong credit | Consistent monthly revenue |
| Paperwork | Extensive | Application + 4 months of statements |
| Cost of capital | Lower | Higher |
If you don't see your question here, reply to any of our emails.
No. Funding Desk USA is not a lender. We help established businesses prepare their application and connect them with funding partners. Any offer comes directly from, and is subject to the approval of, the funding provider.
Most offers are merchant cash advances, which are a purchase of a portion of your future receivables rather than a loan. Some partners may offer other products. Every offer will include its own terms and disclosures, and you'll see the total cost before you sign anything.
Amounts are based mainly on your monthly revenue and existing obligations. Businesses with higher, steadier deposits generally qualify for larger amounts and better terms.
Your application authorizes a credit review as part of eligibility. Ask us which type of check applies to your file before you submit.
Cost depends on your revenue, time in business, industry, and existing obligations. It is higher than a bank loan. Every offer shows the total payback amount up front, and there is no obligation to accept.
Your application and documents are submitted through an encrypted form and shared only with funding partners reviewing your file.
10-minute application. No obligation. No cost to apply.
Start Your Application